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Email: chad@ynagency.com
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Life Insurance
Plan Ahead for Your Loved Ones
Secure Your Family’s Future
Life insurance provides financial security for your loved ones by offering a safety net in the event of unexpected circumstances. It ensures that your beneficiaries are supported financially, allowing them to maintain their lifestyle and cover any future expenses. Explore the various life insurance options available to find a plan that fits your needs and provides peace of mind for you and your family.
What types of life insurance are available?
Life insurance typically comes in two main types: term life and whole life. Term life insurance provides coverage for a specified period and pays out a benefit if the insured passes away during that time. Whole life insurance offers coverage for the insured's entire life and includes a savings component that accumulates cash value.
How much life insurance coverage do I need?
The amount of life insurance coverage you need depends on various factors, including your income, debts, and the financial needs of your dependents. A common rule of thumb is to have coverage that is 10 to 15 times your annual income, but individual needs may vary.
What is the difference between term and whole life insurance?
Term life insurance provides coverage for a specific term, such as 10, 20, or 30 years, and only pays a benefit if the insured passes away during that term. Whole life insurance covers the insured for their entire lifetime and builds cash value that can be borrowed against or used for premiums.
We're Here to Help.
We understand that choosing the right policy is more than just a financial decision—it's about ensuring your family's security and peace of mind. Our team is here to guide you through the options available, whether you're considering term life, whole life, or universal life insurance. We provide personalized advice and support to help you select a policy that aligns with your needs and goals. Contact us today to find the life insurance coverage that offers the protection and assurance your family deserves.