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Phone: (217) 773-3397
Email: chad@ynagency.com
339 Dorchester St, South Boston, MA 02127, United States of America
Your Business, Secure and Strong
Business Insurance
Think Ahead, Stay Protected
Consider what you need to protect. For your business, think about the risks involved in your daily operations, the value of your property and equipment, and the well-being of your employees. General liability coverage can help with legal claims, while property coverage looks after your physical assets. If your business relies on vehicles, commercial auto coverage is essential for dealing with accidents and damages. Additionally, workers' compensation ensures that your employees are cared for in case of work-related injuries.
General Liability
Protects your business from legal claims involving accidents, injuries, or property damage. Essential for any business interacting with the public.
Property
Covers your business’s physical assets like buildings, equipment, and inventory from damage caused by fire, theft, or natural disasters.
Commercial Auto
Covers business vehicles against accidents, damages, and liability, ensuring your fleet and drivers are protected.
Workers’ Compensation
Covers medical expenses and lost wages for employees injured on the job, protecting both your team and your business.
Cyber Liability
Protects your business from the financial and legal consequences of data breaches, cyberattacks, and other digital threats.
Proudly serving communities throughout Illinois and Missouri.
How to Find the Right Business Insurance
1
Evaluate Your Business Risks
Begin by identifying the specific risks your business faces. Consider the nature of your industry, the size of your operations, and any potential liabilities. Understanding these risks will help you determine which types of coverage are essential.
2
Assess the Value of Your Assets
Take stock of your business’s physical assets, including buildings, equipment, inventory, and vehicles. Knowing the value of these assets is crucial for determining the amount of coverage you need to protect them. This assessment ensures that, in the event of a loss, your business can recover without significant financial strain.
3
Consider Your Legal Obligations
Certain types of insurance may be legally required depending on your location and industry. If you lease property, your landlord may require you to carry general liability or property coverage. Understanding your legal obligations will help you avoid fines and ensure compliance.
Our Network of Business Insurance Providers
Ready to Secure Reliable Business Protection?
Selecting the right business insurance goes beyond just choosing policies—it’s about ensuring your operations are protected and your budget is managed. We’re dedicated to helping you find the best coverage that aligns with your specific needs and financial considerations. Our team is here to answer your questions, guide you through your options, and ensure you feel confident in your choices. Contact us today to discuss your insurance needs and let us help you protect your business assets and operations.