Get In Touch
Phone: (217) 773-3397
Email: chad@ynagency.com
339 Dorchester St, South Boston, MA 02127, United States of America
Individual/Family
Personal Health Coverage
Health Plans for Individuals and Families
Health insurance offers a range of options designed to fit different lifestyles and health requirements for both individuals and families. Understanding these options and finding a plan that suits your specific needs can make a significant difference in your health and financial well-being. Explore our comprehensive resources to help you make an informed decision about your health coverage for yourself or your family.
How do I determine the best individual plan for my budget?
To find the best plan for your budget, compare premiums, deductibles, copayments, and out-of-pocket maximums across various plans. Evaluate what you can afford monthly and how much you'll pay when you need care. Whether you're looking for individual or family coverage, balance cost with coverage to find the plan that best fits your financial situation and health needs.
Can I switch individual health insurance plans during the year?
You can switch plans during the open enrollment period each year or during a Special Enrollment Period if you experience qualifying life events such as marriage, divorce, or loss of other coverage. This applies to both individual and family plans. Review your current plan’s terms and the new plan’s benefits before making any changes.
Are pre-existing conditions covered in individual health insurance?
Yes, under the Affordable Care Act, health insurance plans for both individuals and families must cover pre-existing conditions without charging higher premiums. This coverage ensures that you and your family can receive necessary care regardless of your health history.
We're Here to Help.
At Yingling & Nuessen, we understand that securing the right health coverage is crucial for the well-being and financial stability of you and your family. Our team is here to help you find the perfect health plan tailored to your specific needs. We offer expert advice and personalized service to ensure you have the coverage you need for peace of mind and optimal health. Contact us today to explore your options and secure the health plan that supports your individual or family needs.