A logo for yingling & nuessen insurance agency

General Liability

Protecting Your Business

Covering Your Business from All Angles

General liability coverage is crucial for any business, as it protects against claims of accidents, injuries, and property damage that might occur during daily operations. This type of coverage is designed to shield your business from legal and financial burdens, providing you with peace of mind and security. With general liability insurance, you can focus on running your business, knowing that you’re protected against unforeseen events.

What does general liability coverage protect against?

General liability coverage protects your business from claims related to bodily injury, property damage, and personal injury that occur on your premises or as a result of your business operations.

Is general liability coverage mandatory for all businesses?

While general liability coverage is not legally required for all businesses, it is highly recommended and often necessary for securing contracts and leases. It provides essential protection against potential legal claims.

What factors affect the cost of general liability coverage?

The cost of general liability coverage can be influenced by factors such as the size of your business, the industry you’re in, your business location, and your claims history. Higher-risk industries or businesses with a history of claims may see higher premiums.

We're Here to Help.

At Yingling & Nuessen, we understand that every business has unique risks and needs. Our experienced team will work with you to find the right general liability coverage that fits your specific situation. We provide personalized service and expert advice to ensure that your business is well-protected. Reach out to us today to explore your options and secure the coverage you need to keep your business running smoothly.

Get In Touch

Discover the Perks of Being an Acuity Customer:

At Yingling & Nuessen, we’re committed to providing more than just insurance. When you choose Acuity through us, you gain access to exclusive benefits that go beyond standard coverage.

On-Demand Safety Videos by J.J. Keller

As an Acuity customer, you can access J.J. Keller’s extensive library of online safety training videos—completely free. These resources are invaluable for maintaining a safe workplace, regardless of your industry. You can request up to three videos per month with unlimited views and shares for 30 days, helping you keep your team informed and protected.

Specially Tailored Coverages

Acuity's commercial insurance policies are designed to meet the unique needs of your business. Key coverages include:

  • Full building replacement coverage
  • Business income for actual loss sustained
  • Food contamination and spoilage coverage
  • Equipment breakdown
  • Peak season coverage
  • Employee dishonesty protection
  • Employment-related practices liability
  • Cyber liability, data breach, and identity recovery

Expert Loss Control Support

Acuity's Loss Control Representatives are dedicated to helping you minimize risk and prevent losses. They provide services such as:

  • Identifying and addressing exposures that could result in a loss
  • Sharing industry benchmarking data and identifying loss trends
  • Offering tailored services, including on-site training and consultation
  • Supporting local or multi-state operations with a national network of representatives

Stress-Free Claims Process

Acuity’s claims service is designed to make your experience as smooth as possible. Here’s what you can expect:

  • 96% claims satisfaction*
  • Calls answered in 15 seconds or less
  • A single point of contact for every claim
  • 24/7/365 reporting with real-time online status updates
  • Same-day contact
  • Strategically placed field claims adjusters for immediate response
Share by: